Sensible investing is about taking on sensible risks in your portfolio, which starts with owning equities over cash. Historical data and logic tell us to expect a premium for doing so. In the long run this has been in the region of 3% to 4% per annum. It may not sound much, but when compounded […]
The Value In Thinking Ahead Retirement is something most of us look forward to − particularly on a Monday morning. However, those thoughts are often little more than a whimsical cocktail of not having to work and prolonged holidays. The reality could be rather different. For a start, retirement has increasingly become a gradual process, […]
New data from HMRC show the Treasury’s inheritance tax (IHT) receipts have doubled since 2012/13. Of all the various taxes levied in the UK, IHT is one of the most peculiar: For a start, its name is misleading. In other countries that levy inheritance taxes, the tax is usually based on the inheritor and […]
The Bank of England has said that inflation could reach over 13% before the end of the year. But that’s the lower end of the speculation. The inflation figure in July 2022 reached an eye-watering 10.1%, as measured on the consumer prices index (CPI) yardstick. That was the highest level in 40 years, a reminder […]
The pandemic taught us many things, but some of them are already slipping away. The Covid-19 pandemic is now beginning to fade from the collective consciousness, despite the best efforts of the Omicron variants to snare those who had previously avoided the virus. It is understandable that we do not want to linger on that […]
Action Fraud is urging the public to be aware of scam emails claiming to be from Ofgem as the cost of living crisis continues. Energy prices are set to increase on 1 October 2022 and in the last two weeks, more than 1,500 reports have been made to the National Fraud Intelligence Bureau (NFIB) about […]
