The controversy surrounding the loan charge deadline is a reminder of the dangers of aggressive tax planning. If you were offered a way of being paid a ‘salary’ that involved no income tax and no national insurance contributions (NICs), what would you think? In the late 1990s and early 2000s, many contractors and consultants […]
A recent report shows that life expectancy is still improving, but not as quickly as was once expected. “British life expectancy falls by SIX MONTHS for men and women” That was one recent headline in response to the latest report of the Continuous Mortality Investigation (CMI) of the Institute and Faculty of Actuaries. While […]
Having taken the important and responsible step of making a Will, many people simply put it in a safe place and forget about it. However, there are times throughout your life when it makes sense to review and revise its contents. Family changes Over the years, family dynamics can change. You should review your Will […]
Cybersecurity experts have revealed a list of the 12 most common subject lines used in phishing emails targeting businesses. The list shows that fraudsters are using a combination of personalisation and pressure in an attempt to deceive victims. In many cases, the language contained in the subject line of the email mimics popular terms used […]
Nowadays, the only way many young people can afford a home of their own is by turning to the Bank of Mum and Dad for some additional financial help. The challenge facing parents prepared to lend or gift money to their children is to decide quite how best to do so. Although it’s understandable that […]
6 April marks the 20th birthday of the Individual Savings Account (ISA). When the ISA was introduced in 1999, many thought it to be little more than a rebranding of the two schemes it replaced: the Personal Equity Plan (PEP) and Tax Exempt Savings Account (TESSA). The following 20 years have proved ISAs to […]
