Two recent events have shone different lights on the government’s view of unmarried couples. As the graph shows, marriage has been drifting out of fashion for close to 50 years. There are now over 3.3 million unmarried couples in the UK, of which nearly half have children. In spite of this major social change, […]
Capital Gains Tax (CGT) is charged on the profit or gain made when you dispose of an asset. You won’t pay CGT on the sale of your principal private residence, stocks and shares held within an ISA, proceeds from life insurance policies, or the sale of a private car. However, assets such as shares, collective […]
Whilst businesses are generally quick to insure themselves against the most commonly encountered operational risks, it’s often the case that owners, directors and shareholders can overlook the need to protect what’s arguably their biggest and most precious asset – themselves, their management team and their workforce. In today’s fast-paced business environment, it can be hard […]
A leading think tank has proposed a radical shake up of the UK tax system. At the end of September, the US bank, Goldman Sachs, launched a new online easy-access savings account in the UK under the name of Marcus. It has offered a similar account in its home territory since 2016, gaining over 1.5 […]
A 2.6% rise in the single tier state pension was announced in the 2018 Budget. The increase to the single tier state pension, and its predecessor the basic state pension, will apply from next April. Other state pensions, such as the State Earnings Related Pensions Scheme (SERPS), will rise by 2.4%. The higher increases for […]
Fraudsters are sending the public fake TV licensing emails to steal their personal and financial information. Victims who click on the link are led to a convincing looking TV Licensing website – this could lead to fraudsters draining bank accounts and committing identity fraud. In September and October alone, 2,685 reports have been made to […]
