The Chancellor’s Spring Statement on 13 March was, as promised, a low-key event. Last autumn, Mr Hammond announced he would have only one ‘fiscal event’ each year – an autumn Budget. The Spring Statement would become a response to revised projections from the Office for Budget Responsibility (OBR). The Treasury has had to provide […]
To be successful, investors need an attitude of healthy optimism. This idea is based on simple logic which is backed by evidence. Securities have delivered positive returns in the past and it’s reasonable to expect that they will continue to post positive returns in the future. However, it is not reasonable to expect returns to […]
It is worth looking at what your pension pot could buy for your retirement. The importance of pension contributions has been bolstered by the rollout of auto-enrolment pension schemes. However, it is not as clear what your savings will give you when you come to retire. For example, Louise, a healthy, non-smoking 65-year-old, reaches retirement […]
Last autumn, the Financial Conduct Authority unveiled its Financial Lives Survey1, a study that tells us much about the financial arrangements made by adults of all ages in the UK. One of the findings was that 31% of UK adults, around 15 million people, have made no pension provision to supplement their state pension entitlement […]
Members of the public are being warned not to fall for a telephony scam which asks you to make premium-rate calls to the Insolvency Service. The Insolvency Service is a Government agency that supports people in financial distress, tackling financial wrongdoing and maximising returns to creditors. They have been made aware of a scam where […]
Thinking about your life insurance needs may not be the most cheerful of tasks, but arguably it’s one of the most important financial products anyone can take out, and one of the best ways of leaving loved ones provided for financially. Life insurance provides a lump sum on death, often optionally including diagnosis of a […]
