Last autumn, the Financial Conduct Authority unveiled its Financial Lives Survey1, a study that tells us much about the financial arrangements made by adults of all ages in the UK. One of the findings was that 31% of UK adults, around 15 million people, have made no pension provision to supplement their state pension entitlement […]
Members of the public are being warned not to fall for a telephony scam which asks you to make premium-rate calls to the Insolvency Service. The Insolvency Service is a Government agency that supports people in financial distress, tackling financial wrongdoing and maximising returns to creditors. They have been made aware of a scam where […]
Thinking about your life insurance needs may not be the most cheerful of tasks, but arguably it’s one of the most important financial products anyone can take out, and one of the best ways of leaving loved ones provided for financially. Life insurance provides a lump sum on death, often optionally including diagnosis of a […]
A recently released report shows dividend payments in the UK grew more than 10% in 2017. The report included good news for investors, as UK listed companies paid out £94.4 billion of dividends in 2017. This was up 10.5% on the previous year and a new record. However, the headline figures do not tell the […]
February saw a dramatic return of volatility to global stock markets. On Friday 2 February, after most of the world’s share markets had finished for the week, the Dow Jones Index dropped by 666 points in a day. Never mind all the beastly connotations of that number, in fact it was a drop of […]
Whilst you might not think of yourself as an employer, under the government’s auto-enrolment pension legislation, the Pensions Regulator may think differently. If you employ a nanny, a cleaner, or a personal care assistant, then you could be classified as an employer and need to set up a workplace pension. If you pay staff directly, […]
