Investors and their advisers should start to turn their focus to the end of the tax year on 5 April. ISA contributions have historically always been focused on the end of the tax year. This is the case even though it would make more sense to invest at the start of the tax […]
There will be no Spring Budget this March, but that does not mean the Chancellor is staying silent. On 13 March, the Chancellor will present a Spring Statement to the House of Commons, not a Budget. The next Budget should be in the autumn, probably November. The rationale for the revised schedule is to give […]
This is the time of year to review your pension contributions. February and March are rightly popular times for reviewing and making pension contributions. By this stage you should have a good idea of what your income for the tax year will be and how much you may be able to contribute as a […]
HMRC has published its annual assessment of the cost of tax reliefs. Every January HMRC publishes a table of ‘Estimated costs of principal tax reliefs’. Any Chancellor facing a budget deficit is bound to run his eyes down the list to see where the money is not coming in. After that assessment, they may well […]
New regulations are producing some strange figures in investor information documents. There is a new acronym causing furrowed brows among investment managers, financial advisers and regulators: PRIIPS. PRIIPS are ‘Packaged Retail and Insurance-based Investment Products’, which includes most fund and investment-related products aimed at retail investors. Since 1 January 2018, a new set of EU […]
If you haven’t given much thought to your New Year resolutions, there’s still time even now and here’s one you should seriously consider. Make 2018 the year you plan your long-term wealth and get the right advice to help you achieve your goals. Review your financial objectives It helps to start with a clear idea […]
