Many people are introduced to the benefits of life insurance when they sign up for their first mortgage. Having taken the important step of putting cover in place that would ensure that their mortgage would be repaid in the event of their death, they often put the policy away in a safe place and don’t […]
No, it’s not a mistake, but it is not the FTSE 100, either. The most frequently quoted index of UK share prices is the FTSE 100 index, or the “Footsie” as it is frequently described. The FTSE 100 index was launched at the end of 1983, with the aim of giving a yardstick to the […]
There is unfinished business for the new government to deal with. Past performance is not a reliable indicator of future performance. However, when it comes to general elections, there is plenty of history to suggest that tax increases are more likely in the first Budget to occur after the polls have closed. From […]
Relying on an inheritance to fund your retirement could prove to be a risky strategy. Whilst many people polled for a recent survey1 expected to receive more than £100,000, this assumption could prove wide of the mark. Figures from the Office for National Statistics2 show that only one in ten people inherit more than £125,000. […]
We all lead increasingly busy lives and taking time out to tackle our financial bad habits can seem tedious; somehow it never quite gets to the top of our ‘to do’ list. However, spending just a comparatively small amount of time thinking about our money, and what we could do differently can help make the […]
Every industry has its own jargon – words and phrases that can seem confusing to outsiders. The world of finance is no exception. In a recent survey¹, less than a quarter of British adults say they know what a defined contribution pension is, while 26% could correctly explain how the offside rule works in football. […]
