We have written a few articles on the Lifetime ISA since the government announced the scheme would launch next April. But is all as it seems? The scheme has been under fire in the media recently for the high early exit penalties it imposes. As the government has just capped exit penalties on pensions, it […]
Well, it actually happened! And it feels like Brexit all over again! Reading the news on that chilly morning of 9th November you might have believed that the world might be standing still. But it wasn’t, and it won’t. It is the second time this year that the polls have been wrong, indicating as […]
The 100-Year Life: Living and Working in an Age of Longevity by Lynda Gratton and Andrew Scott is not what it seems. It appears to be a self-improvement book about how to live a long life. But, when you read it, you find it is a study of how our lives, our communities, our businesses, […]
The new addition to the Individual Savings Account range (ISA), the Lifetime ISA (LISA) looks set to help millions of self-employed people make provision for their retirement when it launches in April 2017. Research by insurer Royal London1 refers to the UK’s 4.4m self-employed business people as the ‘Forgotten Army,’ concluding that when it comes […]
When will you reach your peak earning potential? Many people assume it will be towards the end of their careers, perhaps at some point in their 50s, giving them more time to plan their finances before they approach their retirement years. However, figures from the Office for National Statistics1 show that in actual fact workers […]
Yet more evidence has emerged underlining the role played by the Bank of Mum and Dad in helping the younger generation move into the property market. Recent research shows that in 2016, the Bank of Mum and Dad looks set to lend £5 billion. It will be instrumental in facilitating 25% of all the UK’s […]
