According to research from investment company Franklin Templeton1, only 36% of people with more than £250,000 saved for their retirement, select to take advice from a financial adviser. In the survey of over 2,000 UK adults, more than a quarter do not have a retirement income plan and 70% of those say that it is […]
So the date for the Autumn Statement has been set: 23rd November! Who knows what the new Chancellor has in store for us this time, but he has been saying he has big plans to “reset” Britain’s economic policy, whatever that means. As some people think that there was no plan in place for Brexit, […]
Protecting our personal details gets increasingly difficult with every passing year as technology evolves. If you told me even ten years ago that I would be able to pay for something by tapping my credit card on a device I would have said you were mad. I was only then struggling to get to grips […]
More than 1 million incidents of financial fraud occurred in the first six months of 2016, according to official figures released by Financial Fraud Action UK (FFA UK). This represents a 53% increase compared to the same period last year, this means an incident happened in the UK every 15 seconds between January and June […]
It has been reported that the average annual care home fee is now in excess of £30,000 – way beyond what the average pensioner can realistically expect to receive (which is actually about £14,456!). The average length of stay in a care home is 2.5 years. Therefore £75,000 is needed to cover the total costs, […]
You may recall we sent out a budget summary earlier in the year that included the Lifetime ISA (LISA). To recap the details, this is an ISA for those under 40 years of age and can only be used for retirement (after the age of 60), or for the purchase of a first home. The […]
