Keeping up with the science Investment planning is the process of matching your financial goals and objectives with your financial resources. Technology, ever-increasing investment opportunities and regulations all continue to change. But has your investment strategy kept pace? Investment planning and asset allocation is a multi-stage process. The actual execution of investment transactions is virtually […]
A recent report has highlighted the high number and value of Child Trust Funds (CTFs) left untouched by their now adult owners. The National Audit Office (NAO) recently issued the results of an investigation into CTFs. They were a subject well suited to the NAO, which is charged with examining how efficiently government […]
Figures released alongside the Budget have highlighted a projected surge in the number of people who will pay more than the basic rate of tax. Both the Budget and the Autumn Statement are usually accompanied by a weighty document called the Economic and Fiscal Outlook (EFO). The EFO is the work of the Office for […]
The government has deferred its decision on when to raise the State Pension age (SPA) to 68. In the US drama series, The West Wing, the day before the parliamentary recess was referred to as “Take out the Trash Day”. On both sides of the Atlantic, this day marks an opportunity for […]
If you are self-employed, the new tax year may be longer than you think. If you are self-employed, until 2023/24, you have normally been taxed on the profits made in the accounting year that ends in the tax year. For example, if your accounting year ran to 30 April, then in the last tax year, […]
The recent problems in the banking world have raised questions around the current maximum protection for bank deposits: is it overdue for an increase? The figure of £85,000 is one you might have regularly seen in articles (or some adverts) about bank deposits. It is the maximum deposit value in an authorised deposit-taking institution that […]
