Record flows of assets are set to pass down the generations over the coming years, making the subject of wealth transfer an increasingly important financial topic. It can be complicated knowing how you can best transfer your wealth in the way you want, avoiding any inheritance planning anxieties. ‘Great wealth transfer’ The next three decades […]
Most fundraising appeals are genuine, so the risk of fraud should not put you off giving to charities. However, you should be vigilant and make sure you are giving safely to legitimate organisations. The Fundraising Regulator and Charity Commission for England and Wales advise you to pause and check before donating. This includes: Check the […]
What can financial planning do for you? Financial planning isn’t just reserved for the especially wealthy. Whether we’re aware of it or not, all of us are on a financial planning journey and nearly all of us will want to make the most of our money. The impact of Covid-19 on the nation’s physical, mental […]
The rush to meet the voluntary national insurance contributions (NICs) top-up deadline of 5 April has forced HMRC to grant an extension to 31 July. The last major reform to state pensions took effect on 6 April 2016. From that date the second state pension and basic state pension were replaced by the new state […]
New measures affecting pension allowances announced in the March Budget could mean your retirement planning strategy needs to be reviewed. If Jeremy Hunt did produce a ‘rabbit-out-the-hat’ in his Spring Budget, it was the announcement of the effective abolition of the pensions lifetime allowance (LTA) from 2023/24. Since 2006, the LTA has been a cornerstone […]
The Budget announced three important changes to childcare provisions in England, but one trap remains. The cost of childcare has become a hot topic in recent years. Despite increasing demand, in March 2022 the number of childcare places available had little changed since August 2015. The government has attempted to address this in England (childcare […]
