Fraudsters are sending the public fake TV licensing emails to steal their personal and financial information. Victims who click on the link are led to a convincing looking TV Licensing website – this could lead to fraudsters draining bank accounts and committing identity fraud. In September and October alone, 2,685 reports have been made to […]
Planning is a major part of everyday life; we’re always thinking how to make the best use of our time and money, and as we get older we recognise the need for careful financial and legal planning too. There are some key issues older people need to consider. These can include writing or updating their […]
Do you fancy working once you have reached age 65? The trend of rising employment levels is not limited to working-age people, according to the latest employment statistics from the Office for National Statistics. The data reveals a growing number of people have working beyond what is still often thought of as male pension age […]
The third quarter of 2018 showed mixed results for global stock markets. Index 2018 Change FTSE 100 -0.7% FTSE All-Share -0.5% Dow Jones Industrial +7.0% Standard & Poor’s 500 +9.0% Nikkei 225 + 6.0% Euro Stoxx 50 (€) -3.0% Shanghai Composite -14.7% MSCI Emerging Markets (£) -6.2% In the US, shares have continued to power […]
Most of us have things on our ‘to do’ list that never quite get done. Recent research from Royal London shows that 20% of fulltime working people recognise they need income protection, but haven’t got around to taking out a policy. Added to that, the same report shows that 42% of people with a mortgage […]
The Chancellor has changed his mind – again – on National Insurance Contributions (NICs) for the self-employed. The Treasury has revealed that Class 2 NICs will remain for at least the rest of this Parliament. The Treasury’s justification was that, without Class 2 NICs, “A significant number of self-employed individuals on the lowest profits […]
