Over the long run, the market has provided substantial returns regardless of who lives at Number 10. The imminent snap General Election is the first national vote in the UK since the EU referendum. While the election’s outcome and overall impact are unknown, there is no shortage of speculation about how the election will impact the […]
One of the most common myths concerning Inheritance Tax (IHT) is that it is only paid on the estates of very rich families. However, with property prices remaining high, many more families are facing the prospect of their estates falling within the IHT threshold on their death. The nil-rate band stands at £325,000 and will […]
Someone once said that preparing for retirement was as big a challenge as starting your first job, and in many ways, it can be. In the early part of the last century, retirement was sadly often very short. Thanks to increasing life expectancy, people retiring today could be looking at several decades. That’s why more […]
New figures show that Alzheimer’s disease and other forms of dementia are now the leading cause of death in England and Wales1. That’s why many people are putting a Lasting Power of Attorney (LPA) in place whilst they still have mental capacity, giving them and their families valuable peace of mind for the future. How […]
The much talked-about Residential Nil Rate Band will come into effect in the new tax year, in about a month’s time. The RNRB will allow you to pass down your main residential home to your direct descendants, which includes children, adopted children, step-children, foster children or children under guardianship with you, if you die […]
The Treasury have announced that it is now possible to withdraw up to £1,500 from your pension pot, tax free, in order to pay for financial advice. This rule change comes into effect in April this year and allows you to withdraw £500 at a time, three times per year, to use in payment […]
