This is a common dilemma for those with disposable income: do they squirrel it away in a savings account or pay more off their mortgage to become free of one of the biggest debts they have during their lifetime? With interest rates so low it would definitely be preferable to overpay on your mortgage rather […]
And so June has arrived! It seems so long ago we were told there would be a referendum in June on our EU membership, but it is now upon us! We hope that by now you have all done some research and are ready to have your say. I must say, however, that it is […]
It has been reported that two-thirds of first-time buyers would be unable to afford a home without help. Typically, they buy at aged 30 and put down a 17% deposit (on average £26,000). So, depending on how many children you have, that could amount to an awful lot of money being passed down to your […]
The majority of you will be aware of the difference in these terms in relation to property ownership, but for those of you who are not, a quick reminder. Joint Tenancy is where you each own the whole property, which means that when one of you dies their half of the house automatically passes to […]
It would seem that the pension freedoms introduced last year are making it increasingly easier for unregulated investment schemes to target the over 55s. It is reported that, since the new rules were announced, nearly 5 million people over the age of 55 have paid into unregulated investment schemes that are basically doomed to fail. […]
New figures from the City of London Police’s National Fraud Intelligence Bureau (NFIB) and Get Safe Online show that incidents of online ticket fraud rose by 55% in 2015, costing the UK public £5.2 million. According to actual reported crimes between November 2014 and October 2015, major sporting events such as the Rugby World Cup […]
